WHY ANALYSTS ARE GIVING DBS, OCBC, UOB A 10% CAPITAL UPSIDE POTENTIAL?

-

Dear readers, analysts are giving the following banks good ratings with a positive capital upside:

a) DBS stock:11.5% upside potential
b) OCBC stock:9.2% upside potential and
c) UOB stock: 11.1% upside potential  click on the above reports to read more!
Join the emailing list to receive regular Financial and Singapore stocks newsletters too! Like" me on Singapore Stocks Investing Facebook page to receive all posts on your Facebook as well as read more articles. Follow me on Twitter too.

Popular posts from this blog

A RECAP OF THE MAJOR US STOCK MARKET CORRECTIONS!

-
Image
Dear readers, there is always the likelihood for the next stock market corrections for the world given the current geopolitical tensions, the high debt level for many countries and the high inflation rates around the world. Let us recap some of the major corrections for the US stock markets in the recent decades. 1. Black Monday (1987) - The Dow Jones Industrial Average dropped by over 22% on October 19, 1987, leading to a global stock market crash. 2. Dot-com Bubble Burst (2000-2002) - The Nasdaq Composite Index dropped by over 78% from its peak in March 2000 to its low in October 2002, as many internet and technology companies collapsed. 3. Financial Crisis (2007-2009) - The S&P 500 Index dropped by over 56% from October 2007 to March 2009, as a result of the subprime mortgage crisis and the collapse of major financial institutions. 4. European Debt Crisis (2010-2012) - The S&P 500 Index dropped by over 19% from April 2010 to October 2011, as concerns about
Read more

HOW TO USE VISUALISATION TO CREATE MORE WEALTH?

-
Image
Visualization is a powerful technique that involves creating detailed mental images of desired outcomes or goals. By vividly imagining yourself achieving success, you can increase your motivation and focus, leading to greater success in reaching your goals. Research has shown that visualizing success activates the same neural pathways in the brain as actually carrying out the actions required for success. This means that regular visualization can help improve your performance and increase your chances of achieving your goals. Visualization can be used in a variety of areas, including sports, business, and personal development. Athletes often use visualization techniques to mentally rehearse their performances, while successful business professionals use visualization to overcome challenges and stay focused on their objectives. Incorporating visualization into your daily routine can help you stay motivated and focused on your goals. Let us use visualisation in the aspect of wealth
Read more

HOW TO MAKE THE BEST FROM WORK-FROM-HOME ?

-
Image
When the COVID-19 pandemic hit, many companies were forced to implement work-from-home policies to comply with social distancing guidelines and keep their employees safe. This sudden shift to remote work caused businesses to quickly adapt to new technologies and communication tools to facilitate virtual collaboration. Employees had to adjust to working from home, setting up home offices and juggling personal responsibilities while still trying to maintain productivity. Many found it challenging to stay motivated and focused without the structure of a traditional office environment. However, as time went on, both employers and employees began to see the benefits of remote work, such as increased flexibility, reduced commuting time, and improved work-life balance. Companies realized they could save money on office space and overhead costs by having their employees work remotely. Despite the challenges and initial uncertainties, many businesses have embraced work-from-home arrangeme
Read more

STAYING MOTIVATED AT WORK: IMPORTANCE AND WHY?

-
Image
Staying motivated at work is crucial for several reasons. Firstly, motivation is the driving force behind productivity and efficiency. When employees are motivated, they are more likely to stay focused on their tasks, complete them in a timely manner, and produce high-quality work. This can lead to positive outcomes for both the individual and the organization as a whole. Secondly, motivation can improve job satisfaction and overall well-being. When employees are motivated, they are more likely to feel engaged and fulfilled in their work. This can lead to higher levels of job satisfaction, which in turn can have a positive impact on employee morale, retention, and even physical and mental health. Additionally, staying motivated can help individuals reach their full potential and achieve their goals. Whether it's advancing in their career, gaining new skills, or simply excelling in their current role, motivation is key to staying focused and determined in the face of challenges
Read more

10 COUNTRIES WITH THE HIGHEST NATIONAL DEBT

-
Image
Dear readers, high debt levels of various countries in the world today can be trigger points for the next global financial meltdown. Here are some of the countries in the world with the highest debt level. 1. United States - The United States has the highest national debt in the world, which is estimated to be over $28 trillion in 2023. 2. Japan - Japan has the second-highest national debt in the world, which is estimated to be over $13 trillion in 2023. 3. China - China has a rapidly growing national debt, which is estimated to be over $10 trillion in 2023. 4. Italy - Italy has a high national debt, which is estimated to be over $3 trillion in 2023. 5. Brazil - Brazil also has a significant national debt, which is estimated to be over $2.5 trillion in 2023. 6. France - France has a high national debt, which is estimated to be over $2.4 trillion in 2023. 7. United Kingdom - The United Kingdom has a substantial national debt, which is estimated to be over $2.3 tri
Read more

LET’S US ALL DO OUR LITTLE PART TO CONTRIBUTE TO CHARITY TODAY!

-
Image
Charity is a fundamental aspect of our human nature that reflects our compassion, empathy, and desire to help those in need.  It is a way for us to give back to society and make a positive impact on the world around us. Contributing to charity is not only a selfless act of kindness, but it also has numerous benefits for both the recipients of our generosity and for ourselves. In this essay, we will explore the reasons why we should all strive to contribute to charity and the ways in which it can enhance our lives. One of the most compelling reasons to contribute to charity is the impact it can have on the lives of others. There are countless people in the world who are less fortunate than us, facing poverty, hunger, illness, and other challenges every day.  By donating to charity, we can help to alleviate some of the suffering and provide much-needed support to those who need it most. Whether it is through financial contributions, volunteering our time and skills, or donating goods a
Read more

HOW TO "SUBTRACT" AT WORK FOR BETTER PRODUCTIVITY AND OUTCOMES?

-
Image
Subtract is a method or approach used by businesses to eliminate unnecessary expenses, activities, or processes in order to increase efficiency, productivity, and profitability.  It involves reducing expenses, streamlining operations, and focusing on core functions to achieve a lean and mean business model. By constantly evaluating and removing non-essential elements, businesses can optimize their resources and improve their bottom line. Applying the concept of subtraction at work involves using it in various situations to solve problems and make decisions. Here are some ways to apply the concept of subtraction at work: Budgeting: When creating a budget for a project or department, subtracting expenses from revenues can help determine the financial feasibility of a plan. Resource management: Subtracting the time and resources needed for a task from the available resources can help prioritize tasks and allocate resources efficiently. Performance evaluation: Subtracting the target goa
Read more

HOW SHOULD ONE PLAN FOR RETIREMENT?

-
Image
Planning for retirement is an important step to ensure financial security and peace of mind in your later years. Here are some key things to consider when planning for retirement: 1. Assess your current financial situation : Take stock of your current assets, savings, investments, and retirement accounts to get a clear picture of your financial standing. 2. Set retirement goals: Determine how much money you will need during retirement to maintain your desired lifestyle and meet your financial goals. Consider factors such as living expenses, healthcare costs, and potential travel or leisure activities. 3. Create a retirement savings plan: Develop a savings strategy that will help you reach your retirement goals. This may involve contributing regularly to retirement accounts such as a 401(k) or IRA, as well as other investment vehicles. 4. Consider your retirement timeline: Determine when you would like to retire and how many years you have left to save for retirement. Pla
Read more

HOW EMILY BECOMES A FIRM BELIEVER IN SAVINGS?

-
Image
Once upon a time in a small town, there lived a young girl named Emily. Emily loved to spend money on the latest fashion trends, new gadgets, and eating out at fancy restaurants. She never really thought about saving money for the future, as she believed that she could always rely on her parents for financial support. One day, Emily's parents sat her down and had a serious conversation about the importance of saving money. They explained to her that while it's fun to spend money on things we want, it's also important to save for the future. They shared with her how having savings can provide a safety net during tough times, help achieve long-term goals, and provide financial stability for the future. At first, Emily was resistant to the idea of saving money. She didn't see the point in sacrificing her current lifestyle for some uncertain future. But her parents persisted and encouraged her to start small by setting aside a portion of her allowance each week into a
Read more

Maximizing Your Net Income: A Financial Guide for Success in 2024

-
Image
Dear readers, a reader’s contribution is as below: In the year ahead, I am going to focus on growing my Net Income. A lot of people have the misconception that real income matters. But there are so many cases that show that the more one earns, the more he or she will spend, hence the real savings that this person has may be equivalent to one who earns less but saves a lot. I have always been diligent about keeping track of my expenses and budgeting accordingly, but in the past, I have never really focused on monitoring my net income as I have always been content with just making enough to cover my expenses and have a little extra for savings. But as I reflect on my financial goals for the future, I realize that growing my net income is essential in order to achieve financial stability and security. I have decided to start by creating a detailed financial spreadsheet that includes a section specifically dedicated to tracking my net income. This will allow me to see exactly how much m
Read more