SINGAPORE STOCKS INVESTING

Dear readers, amidst the current environment where costs of many things are going north, let us learn of some ways to grow our savings. One way is to learn how to multiply our CPF monies and there are 5 ways to do so. Let us learn the 5 ways from Jonathan as below right now!  

Dear readers, The Landmark Condo is a 396-unit condominium along Chin Swee Road, near Outram. The Landmark Condo is developed by Landmark JV Pte Ltd and has a 99-year leasehold. Let us watch the video below to find out more details of the condo.  

Dear readers, should you buy a cheaper property at a high interest rate, or a more expensive property at higher interest rate? For example, a $2M house at 3.8% per annum interest rate or a $2.4M house at 2.4% per annum interest rate? To find out more, let us watch the video below!  

Dear readers, in today's episode of Condos Viewing, let us take a look at a 3 bedroom unit at Sengkang Grand Condo. The unit is 936 square foot and is connected to,  Sengkang Grand mall, as well as Buangkok MRT station and hawker centre.  

Dear readers, in this episode of Condos viewing , let us take a look at a Robertson Quay condo as per the video below. The condo is 570 square foot and comprises 1 Study, 1 Bedroom and 1 Bathroom. Let's enjoy the video!  

Dear readers, we are approaching a new year (Year 2024) soon. While we welcome Year 2024 with optimism, it is always important to also plan for the year ahead. And when it comes to financial planning, that includes planning for a possible financial downside for the year. Many are predicting a possible recession in 2024 and there are 3 compelling reasons for this, according to PhillipCapital: (a) Federal Poor Track record of achieving a soft landing, (b) key indicators pointing to a recession and (c) depleting Americans’ savings. For more details, watch the video below. So what is the Federal Reserves’ outlook for Year 2024? To find out, watch the next segment of the video below. Amidst the above backdrop, what are the three trading opportunities for investors in 2024? Find out now in the video below!  

Dear readers, with the arrival of the Wood Dragon Year 2024, what should one, who is born under the animal sign of the Monkey know? Let's learn from Joey Yap below on the forecast for the Monkey animal sign in the year of the wood dragon 2024!  

Dear readers, should one buy a condo or a HDB executive maisonette?  HDB executive maisonettes (EM) are a rare bred these days considering that these big and spacious flats are no longer built. And there are also condos which many consider for their capital appreciation potential too.  For property buyers at different stages, be they new house buyers or upgraders, what should property buyers know when it comes to considering a condo or HDB EM for their purchases?  What are the different considerations?  To find out more details, let us watch the insightful video below.  

Dear readers, Joey Yap is a renowned author, speaker, and expert in Chinese Metaphysics, specifically in the practice of Feng Shui and Bazi. With over 20 years of experience, Joey has gained international recognition for his ability to simplify complex theories and teachings, making them accessible to a wide audience. He is known for his practical approach and modern interpretations of ancient Chinese wisdom, helping individuals and businesses enhance their luck, prosperity, and well-being through his expertise.  Let us hear from Joey as per his videos below on the forecast in 2024 for those born under the Dragon, Snake, Horse and Goat signs. Dragon: Snake: Horse: Goat:  

Dear readers, with today being Christmas day, let us look at what we can learn about finances from Santa Claus. Below are 10 financial lessons from Santa Claus, have an enjoyable read!   1.        Saving and budgeting: Santa Claus knows the importance of saving money throughout the year in order to afford all the gifts he needs to deliver. Similarly, it's important to save and budget your income to achieve financial stability and meet your financial goals.   2.        Prioritizing needs over wants: Santa Claus focuses on fulfilling the wishes of children who have been good, rather than buying them every toy they desire. This teaches us the importance of prioritizing our needs over wants and making responsible financial decisions.   3.        The value of giving: Santa Claus embodies the spirit of giving. Understanding the joy and fulfillment that comes from giving back can teach us the value of generosity and the importance of sharing our resources with others.   4.   

Dear readers, a Merry Christmas to All of you! In today’s post, let us take a look at the performance of the US Stocks markets for previous Christmas. For this post, I will only be looking at one stock US stock index, the NASDAQ. Let us look at the performance of Nasdaq on recent Christmas days (as a note: I have chosen mostly 26 Dec 23 for the closing since stocks markets are closed on public holidays like Christmas days): December 26, 2015: 5,007.41 December 26, 2016: 5,432.09 December 26, 2017: 6,950.04 December 26, 2018: 6,554.36 December 26, 2019: 8,945.99 December 26, 2020: 12,804.73 December 26, 2021: 16,509.16 December 27, 2022: 10,497.86 (US stock markets closed on 26 Dec 2022) December 23, 2023: 14,992.97 (most recent closing) From what we can note of the above, the NASDAQ has increased by about 200% since Dec 2015! This attests to many long-term investors that stock markets do appreciate over the longer term. However there is no guarantee that the NAS

Dear readers, as we are about to usher in a brand new year, let us take a look at which four Chinese animal signs will be the luckiest next year. Based on the video below, the 4 luckiest Chinese animal signs are: Rat, Dragon, Snake and Monkey.   If you do not belong to the aforementioned 4 animal signs, according to the video below, there are two additional animal signs which will be lucky in 2024 and they are Rooster and Pig.   Great if you are under any of the 6 lucky animal signs mentioned above but if not, it is also okay since astrology forecasts are in gist forecast, I believe all is in the minds and hearts to make the best of a brand new year!

Dear readers, Compound interest is often referred to as the 8th wonder of the world because of its incredible ability to grow wealth over time. Here are a few reasons why this is so: Exponential growth: Compound interest allows your initial investment to grow exponentially over time. As your investment earns interest, the interest is reinvested and begins to earn interest as well. This compounding effect accelerates the growth of your investment, leading to significant gains over the long term. Time is your ally: Compound interest works best when it has a long time horizon. The longer your money is invested, the more time it has to compound and grow. This is why starting to invest early in life can have a profound impact on wealth accumulation. Snowball effect: When you continuously reinvest the interest earned, it creates a snowball effect that builds on itself. Over time, the interest earned becomes larger and larger, making the growth curve steeper. Passive income gener

Dear readers, in today's post, let us learn to use CPF to plan for our tax and retirement. Let us learn the above, from nonetheless CPF Board via its video below.   Navigate directly to the various segments of the video via the links below. 00:05 Introduction 00:56 Taking Charge of Your Tax and Retirement Planning 03:00 Understanding your taxes 14:53 Understanding your personal reliefs and tax planning 31:22 Leverage CPF interest rates to grow your savings 39:13 Q&A

Dear readers, we are near the close of another year. Have you done a personal review on your finances? A year-end review allows us to assess the progress we made towards their financial goals. It helps us to understand whether we have achieved their objectives or if any adjustments need to be made.  By reflecting on their goals and reviewing the steps taken, we can determine what worked and what didn't, enabling us to refine their goals for the upcoming year.  For today's post, let us also watch the video below from PhillipCapital to find out just what are the must-haves for one's year-end financial checklist!  

Dear readers, in this post, let us take a look at the top 10 sayings of Chris Guillebeau. Chris Guillebeau is a bestselling author, speaker, and entrepreneur known for his unconventional approach to life and work. He is widely recognized for his book "The $100 Startup," which offers practical advice on launching a successful business without a large investment. Guillebeau encourages individuals to pursue their passions and create meaningful careers, often advocating for a non-traditional lifestyle that prioritizes personal fulfillment rather than conformity. His work resonates with those seeking unconventional paths and seeking to live life on their own terms. Here are Chris’ top 10 sayings: 1.        "The only limits in our lives are those we impose on ourselves." 2.        "The pursuit of freedom is not just about escaping the 9-to-5 grind, but about finding the work that truly fulfills you." 3.        "Success is not defined by money or f

Dear readers, in today's post, let us recall the 10 famous teachings of financial guru, Robert Kiyosaki as follows: “The richest people in the world look for and build networks; everyone else looks for work.” “Don't let the fear of losing be greater than the excitement of winning.” “In the real world, the smartest people are people who make mistakes and learn. In school, the smartest people don't make mistakes.” “Your future is created by what you do today, not tomorrow.” “Successful people ask questions. They seek new teachers. They’re always learning.” “The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.” “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” “The more a person seeks security, the more that person gives up control over their life.” “In the real world, there's often a conflict between b

Dear readers, in this post, let us watch an interesting video on spectacular shopping and related finance and stocks behind it.

Dear readers, in today's post, let us take a look at the latest developments surrounding the FAANGM stocks. We will also look at technical analysis of the Singapore and US stocks. All the above from PhillipCapital video below.   To directly navigate to the respective segments, visit the links below. 00:40 FAANGM Monthly - November 2023 08:44 Cromwell European REIT 14:12 Technical Analysis 15:44 BRC Asia 19:37 Fu Yu Corporation 23:05 Week 50 - Phillip Singapore Weekly 31:11 Shadows of 2024 56:41 Q&A

Creating wealth in 2024 will require strategic planning, goal-setting, and disciplined financial management. Here are some steps you can take to work towards wealth creation: 1)Set clear financial goals: Start by defining specific and measurable financial goals for 2024. Identify how much wealth you want to accumulate and by when. Break down these long-term goals into smaller, achievable milestones. 2)Create a budget: Develop a comprehensive budget that tracks your income and expenses. This will help you have a clear understanding of your financial situation and enable you to make better financial decisions. Ensure the budget includes avenues for savings and investments. 3)Save consistently: Make a habit of saving a certain portion of your income regularly. Aim to save at least 20% of your earnings. Consider automating your savings by setting up automatic transfers from your paycheck to a separate savings account. 4)Reduce unnecessary expenses : Identify areas where you can