SINGAPORE STOCKS INVESTING

Dear readers, the Jun 2019 tranches of the Singapore Savings bonds is now open for application. The Jun 2019 bonds offers a tad lower return as compared to previous tranches. The first and second year of returns are 1.88% with the overall ten-year average return of 2.13%.

Dear readers, the Singapore Savings Bonds May 2019 tranche is up for application! The May 2019 bond offers 1.95% for the first year and a 2.16% annualized return if the holder hold the bond for 10 years. I noted that the annual returns are not unlike that of the Apr 2019 bond and hence the bond is decent to say the Best and certainly not the Best Singapore Bonds that was issued before.

Dear readers, the details of the April 2019 Singapore Savings Bonds has been released. Below are the details of the Bonds as compared with the previous tranches.

Dear readers, commencing this month, the maximum allotment limit per investor for the Singapore Savings Bonds has been raised from $100,000 to $200,000. I believe this is a good piece of news for many retail investors who would wish to grow their monies in a risk-free manner while having the flexibility to withdraw their capital at no penalty anytime. For it means retail investors have another $100,000 to grow their monies risk-free!

Dear readers, the details of the March 2019 Singapore Savings Bonds had just been recently released. Let us look at the average annual returns of the March 2019 Singapore Savings Bonds with the recent tranches to take a look at just how they compare.

Dear readers, a very Happy Chinese New Year to All of You! How has your Chinese New Year been so far? I believe many of you are currently visiting your family, friends and relatives or are in the midst of doing so. Exchanging Ang Baos, catching up with relatives and friends not seen for a long time and enjoying festive drinks and snacks. I Thank You for tuning in to Singapore Stocks Investing on the very first day of Chinese New Year 2019!

Dear readers, the result of the Singapore February 2019 Savings Bonds had been released. Of the maximum amount of $300,000 offered, only $203,269,000 had been allotted.

Dear readers, recently I updated my bank book and was surprised to note a line entry in it that showed to the effect that I was paid a three-digit dividends. I was quite surprised since my current stocks holding does not have any stock which pays a dividend right at the beginning of the year. I thought that I was wrong and hence I checked the corporate announcements page from SGX for the stocks which I hold. But there is no mistake, this dividends does not come from the stocks I owned. And hence where could these dividends be from?

Dear readers, the Feb 2019 tranche of Singapore Savings Bonds (SSB) is now up for application! Let us take a look at the details of Feb 2019 SSB in this post.

Dear readers, the result of the Jan 2019 Singapore Savings Bond application is out! Of the maximum offer of the Singapore Savings Bond at $300million, the total amount applied is $381.735million; this translates to a subscription of 127.2% or 27.2% over-subscription!

      Dear readers, have you read about the details of the Jan 2019 Singapore Savings Bonds? The first-year interest of the Jan 2019 Singapore Savings Bonds is attractive since it pays the bonds holders 2.01% return! This is the highest first-year return rate among the recent tranches of the Singapore Savings Bonds!

Dear readers, a gentle reminder for you amidst your busy schedule: the December 2018 Singapore Savings Bonds is now open for application. Investors who are interested for the Dec 2018 tranche of the Singapore Savings bond should apply by 27 Nov 2018.

Dear readers, the application result of the Nov 2018 tranche of the Singapore Savings Bond is out! The application for the Nov 18 Bonds is within the allotment quantity and hence all applicants have gotten why they applied for.

Dear readers, the November 2018 Singapore Savings Bond is open for application. In what could be a response to the very modest take-up rate for the Oct 2018 Singapore Savings Bond tranche (the amount applied was less than the amount open for subscription: one of the very rare cases this was so), the first-year return of the Nov 2018 tranche of the Savings Bond is as high as 1.80%!

Dear readers, the outcome for the application of the Singapore Oct 2018 Savings Bonds was just released! In a very surprising development, this was like one of the very rare occasions in recent issue of the Singapore Savings bonds monthly series that the maximum amount offered was not fully applied: of the S$300 millions of Singapore Savings Bonds on offer, only an approximate of S$248.5 millions of the bonds were applied. And the aforementioned result means that there was no ceilings like $45,000 imposed for the Sep 18 Singapore Savings bonds on the Oct 2018 Singapore Savings bonds. All the individuals received the full amount of the Singapore Savings bonds which they have applied for. Again, this was quite rare for recent Singapore Savings bonds issue.

Dear readers, a gentle reminder that the Oct 2018 Singapore Savings bonds application will close by 9pm tonight. Interested applicants for the Savings bonds could apply through their respective bank ATMs and Internet banking.

Dear readers, recently I shared with readers the Oct 2018 Singapore Savings Bonds (you can read the post here as well as a new Fixed Deposits from Hong Leong Finance that pays 1.8% yields for a holding period of 12 months (you can read more here ). Some people may ask which is a better deal: Singapore Savings Bonds or those Fixed Deposits. Before we jump into the verdict, let us review the background behind the Singapore Savings Bonds and the Fixed Deposits again.

Dear readers, the October 2018 Singapore Savings Bond is open for application; you can find more details at this link .

Dear readers, currently the application of Singapore Savings Bonds “SSB” (Sep 2018) is Open. The annualized 10-year yield of the Sep 2018 SSB is 2.44% which is a decent yield if compared to the interest rates which banks are paying now.

Dear readers, it was only recently that Great Eastern, a subsidiary of OCBC announced its GREAT2020 endowment plan which aims to pay out a guaranteed interest yield of 2.20% per annum for a holding period of three years. And not only are the interest yields very decent, the endowment plan would pay out the capital plus some premium at some not so good episodes.